There are several steps in the investment process:

After an initial interview, we do extensive data gathering, identifying risk tolerance, investment objectives, net worth, tax bracket, and other pertinent information. Copies of all brokerage fund and bank statements are reviewed, as well as tax returns.

A written investment plan is prepared. This is based on written and verbal material from the initial interview, and recommends an allocation range among stock, bonds and cash or cash equivalents.

When the written plan is approved, we review investment selection within each asset class, relying primarily on money market accounts and treasury bills for cash/ cash equivalents, and short to medium term US government treasuries and agencies for the fixed income component. For the equity component, we will recommend either a mutual fund or a portfolio of individual stocks selected for the client.

Last updated on 06.17 by Bedminster Group